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Woman Standing on Dock
Woman Standing on Docks

Rates & Insurance

Rates
$220 billed per 50-minute session; $20 discount if paid at the time of service.

Insurance
Although I do not accept insurance directly, services may still be covered in part by your health insurance or employee benefit plan;  you would pay me directly and I would give you a "superbill" to present to your insurer for any reimbursement they offer you.  Please check your coverage carefully by asking the following questions:

  • What benefits do I have for out-of-network providers (which is what I would be considered)?
  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?
Why I Don't Directly Accept Insurance
In my early years as a professional I did bill insurance.  Let me be frank:  I found that I was spending a great deal of (unpaid) time writing reports and on the phone with insurers trying hard to justify why I should actually get paid for my services;  it really is an adversarial relationship!  Often, the insurance companies arbitrarily deemed services my clients found truly beneficial to be "not medically necessary" and accordingly rejected payment; many clients could not afford to make up the difference. To this day I have thousand of dollars I had to write off from those early days.  I'd rather spend my time providing outstanding services to my clients - and be able to make a living while at it!

Further, please note that use of insurance may limit some of your rights to complete confidentiality.  For example, your insurer will require to know your diagnosis in order to process payment of benefits.  Many of my clients (especially those seeking help with addiction issues) do not wish to have this information disclosed.  It is something that can become part of one's permanent medical record which may have effects on future considerations (e.g. life insurance). Accordingly, many clients opt to avoid using their insurance.

Reduced Fee
Reduced fee/sliding scale services are available on a limited basis - please feel free to discuss your situation with me and I'm open to working something out that is manageable for you!

Payment
Cash, check and all major credit cards accepted for payment.

Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be required to pay the full cost of the session.  At first glance, this may seem unreasonable.  However, consider that I've reserved that time specifically for you; I am unlikely to be able to offer it to someone else with short notice, leaving the time slot unused.

Scheduling Appointments
Please contact my administrative staff at 858-546-9257 and hit "0" to make an appointment.  Your call will be answered live between 8:30AM and 6PM (messages will be promptly returned if left outside of those hours).  If you wish to connect with me directly before scheduling an appointment, please call the same number and immediately press "226." 

Contact
Questions? Please
contact me for further information.